Peningkatan Literasi Digital dan Finansial Guru melalui Pendidikan Keuangan Berbasis Kecerdasan Buatan

Penulis

  • Dina Yeni Martia Program Studi Analis Keuangan, Politeknik Negeri Semarang, Indonesia
  • Edi Wijayanto Program Studi Analis Keuangan, Politeknik Negeri Semarang, Indonesia
  • Manarotul Fatati Program Studi Analis Keuangan, Politeknik Negeri Semarang, Indonesia
  • Theresia Tyas Listyani Program Studi Analis Keuangan, Politeknik Negeri Semarang, Indonesia
  • Muhammad Rois Program Studi Analis Keuangan, Politeknik Negeri Semarang, Indonesia
  • Nurseto Adhi Program Studi Analis Keuangan, Politeknik Negeri Semarang, Indonesia
  • Rikawati Rikawati Program Studi Analis Keuangan, Politeknik Negeri Semarang, Indonesia
  • Sri Endar Utami Program Studi Analis Keuangan, Politeknik Negeri Semarang, Indonesia

DOI:

https://doi.org/10.54082/jamsi.3218

Kata Kunci:

kecerdasan buatan, literasi digital, literasi keuangan, pendidikan investasi, perencanaan keuangan

Abstrak

Transformasi digital menuntut guru memiliki literasi digital dan finansial yang memadai untuk mendukung pengambilan keputusan profesional dan pribadi. Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan literasi digital dan finansial guru SMP Negeri 33 Semarang melalui pelatihan terintegrasi berbasis kecerdasan buatan (AI). Kegiatan dilaksanakan pada 22 Agustus 2025 melalui dua sesi, yaitu pemanfaatan ChatGPT dan Canva AI untuk pembelajaran serta edukasi perencanaan keuangan dan investasi menggunakan simulasi berbasis AI. Metode penerapan berupa presentasi partisipatif, demonstrasi, praktik langsung, diskusi reflektif, dan evaluasi  pre-test–post-test. Instrumen mengevaluasi literasi AI, literasi keuangan, perencanaan keuangan, dan literasi investasi. Analisis deskriptif menunjukkan skor rata-rata keseluruhan meningkat dari 76,5 menjadi 85. Peningkatan tertinggi terjadi pada literasi investasi, sedangkan seluruh indikator menunjukkan nilai post-test yang lebih tinggi daripada pre-test. Peserta menilai simulasi praktik membantu memahami pengelolaan keuangan, risiko, dan penggunaan AI secara lebih konkret. Program ini berpotensi menjadi model pelatihan yang relevan bagi guru, meskipun diperlukan instrumen tervalidasi dan evaluasi tindak lanjut untuk menilai keberlanjutan hasil.

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Diterbitkan

05-09-2026

Cara Mengutip

Martia, D. Y., Wijayanto, E. ., Fatati, M. ., Listyani, T. T. ., Rois, M. ., Adhi, N. ., Rikawati, R., & Utami, S. E. . (2026). Peningkatan Literasi Digital dan Finansial Guru melalui Pendidikan Keuangan Berbasis Kecerdasan Buatan . Jurnal Abdi Masyarakat Indonesia, 6(5), 4705–4714. https://doi.org/10.54082/jamsi.3218